What is identity theft?
Identity theft is when someone uses your information for their gain and your loss. It can be perpetrated using low-tech methods such as dumpster diving or by much more tech-savvy means including phishing emails, skimming devices and malicious software known as malware.
There is a new identity fraud victim every two seconds. In fact, there were over 15.4 million U.S. consumers who were victims of identity fraud in 2016.
And identity theft is more than just your credit history. Thieves can pretend to be you to take over or open new accounts, file fake tax returns, rent or buy properties, or do other criminal things in your name. Add it all up, and the costs are staggering — in 2016 alone, identity fraud cost nearly $16 billion.
LifeLock® services offer identity theft protection features that a remediation-only or credit monitoring-only service can’t.
Free credit monitoring is not enough to help track your information that’s out in the world. It also does not track activity that involves use of personally identifying information beyond your credit card.
LifeLock Benefit Elite
LIFELOCK BENEFIT ELITE includes searching millions of transactions per second every day for potential threats to your identity and to financial assets – your 401(k) and investment accounts.†
Also includes scanning for misuse of your Social Security number, change of address and court records scanning for use of your identity to commit crimes.
- LifeLock Identity Alert® System†
- Lost Wallet Protection
- Address Change Verification
- Dark Web Monitoring
- LifeLock Privacy Monitor™ Tool‡
- Reduced Pre-Approved Credit Card Offers
- Fictitious Identity Monitoring
- Arrest and Court Records Alerts
- Data Breach Notifications
- Credit Card, Checking & Savings Account Activity Alerts† ‡
- Investment Account Activity Alerts†
- Live Member Support
- Identity Restoration Specialists
- Stolen Funds Reimbursement up to $1 Million*
- Coverage for Lawyers and Experts*
- Personal Expense Compensation up to $1 Million*
LifeLock Ultimate Plus™
LIFELOCK ULTIMATE PLUS™ membership provides some peace of mind knowing you have LifeLock’s most comprehensive identity theft protection available. Enhanced services include bank account application and takeover alerts, online credit reports and credit scores.†
LifeLock Ultimate Plus™ includes all of the LifeLock Benefit Elite features while also adding:
- Checking and Savings Account Application Alerts†
- Bank Account Takeover Alerts†
- Three-Bureau Credit Monitoring1,2
- Three-Bureau Annual Credit Reports and Credit Scores1
- The credit scores provided are VantageScore 3.0 credit scores based on data from Equifax, Experian and TransUnion respectively. Third parties use many different types of credit scores and are likely to use a different type of credit score to assess your creditworthiness.
- One-Bureau Monthly Credit Score Tracking1
- File-Sharing Network Searches
- Sex Offender Registry Reports
- Priority Live Member Support
LifeLock Junior®
LIFELOCK JUNIOR® (if dependents under age 18 are enrolled) protection helps safeguard your child’s Social Security number and good name with proactive identity theft protection designed specifically for children.†† To learn more about LifeLock Junior® service, please visit LifeLock.com/products/lifelock-junior.